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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,956 | $176,786+19.9% | $146,643+44.5% | $167,536+26.5% |
| Participation rate | 87.5% | 83.6%+3.9pp | 80.1%+7.4pp | 82.1%+5.4pp |
| Annual return | 16.08% | 24.04%-8.0pp | 22.75%-6.7pp | 478.82%-462.7pp |
| Employer contribution / active EE | $0 | $5,161-100.0% | $4,137-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $8,328 | $6,440+29.3% | $5,506+51.2% | $6,342+31.3% |
| Admin fee / account holder | $2,189 | $13,262-83.5% | $10,280-78.7% | $12,315-82.2% |