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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,256 | $149,040+86.7% | $120,225+131.4% | $137,256+102.7% |
| Participation rate | 76.2% | 75.4%+0.8pp | 69.6%+6.6pp | 80.0%-3.8pp |
| Annual return | 13.18% | 605.68%-592.5pp | 439.23%-426.0pp | 220.34%-207.2pp |
| Employer contribution / active EE | $0 | $4,350-100.0% | $3,475-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $8,301 | $4,655+78.3% | $3,999+107.6% | $6,407+29.6% |
| Admin fee / account holder | $16,612 | $6,348+161.7% | $5,696+191.6% | $12,270+35.4% |