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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.3 years Filed as: WELLS FARGO Service code 15 · EIN 34-1542819 | Recordkeeping | $20,211 |
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $1,307 |
ADP BROKER-DEALER3 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 49 ONE FAWCETT PLACE 3RD FLOOR · GREENWICH, CT 06824 | Other Services | $0 |
TD AMERITRADE, INC.3 years Service code 33 · EIN 82-0543156 | Distribution (12b-1) fees; Securities... | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,202 | $59,584+49.7% | $86,615+3.0% | $79,391+12.4% |
| Participation rate | 86.4% | 67.7%+18.7pp | 71.6%+14.7pp | 70.7%+15.7pp |
| Annual return | 8.65% | 23.15%-14.5pp | 63.51%-54.9pp | 116.88%-108.2pp |
| Employer contribution / active EE | $1,462 | $1,768-17.3% | $2,496-41.4% | $2,428-39.8% |
| Participant deferral / active EE | $2,846 | $3,036-6.3% | $3,699-23.1% | $4,046-29.7% |
| Admin fee / account holder | $181 | $604-70.0% | $5,830-96.9% | $627-71.0% |