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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,606 | $67,602+54.7% | $82,312+27.1% | $70,126+49.2% |
| Participation rate | 76.6% | 72.8%+3.8pp | 76.9%-0.3pp | 69.5%+7.1pp |
| Annual return | 14.03% | 21.57%-7.5pp | 25.88%-11.8pp | 73.15%-59.1pp |
| Employer contribution / active EE | $214 | $1,755-87.8% | $2,428-91.2% | $2,343-90.9% |
| Participant deferral / active EE | $5,111 | $2,987+71.1% | $3,706+37.9% | $3,332+53.4% |
| Admin fee / account holder | $5,351 | $4,512+18.6% | $5,608-4.6% | $4,645+15.2% |