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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,374 | $60,349+49.8% | $74,184+21.8% | $62,881+43.7% |
| Participation rate | 72.5% | 72.7%-0.2pp | 76.6%-4.1pp | 69.3%+3.2pp |
| Annual return | 10.22% | 21.38%-11.2pp | 17.74%-7.5pp | 20.14%-9.9pp |
| Employer contribution / active EE | $260 | $1,680-84.6% | $2,370-89.0% | $2,281-88.6% |
| Participant deferral / active EE | $4,477 | $2,856+56.8% | $3,550+26.1% | $3,203+39.8% |
| Admin fee / account holder | $1,129 | $4,261-73.5% | $5,586-79.8% | $4,296-73.7% |