| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIDELITY MANAGEMENT Service code 13 · EIN 04-6568107 | Contract Administrator | $483,871 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,193 | $54,281+467.8% | $60,547+409.0% | $59,188+420.7% |
| Participation rate | 96.2% | 66.8%+29.4pp | 68.0%+28.3pp | 69.4%+26.8pp |
| Annual return | -0.11% | 1.74%-1.9pp | 335.64%-335.8pp | 5.51%-5.6pp |
| Employer contribution / active EE | $0 | $2,031-100.0% | $2,419-100.0% | $2,098-100.0% |
| Participant deferral / active EE | $15,127 | $2,789+442.4% | $3,328+354.6% | $3,265+363.3% |
| Admin fee / account holder | $191 | $64+196.3% | $4,536-95.8% | $92+107.2% |