| Provider | Service type | Compensation |
|---|---|---|
STRATEGIC ADVISORS, INC.4 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $334,308 |
Service code 37 · EIN 04-2647786 | Loan Processing | $32,887 |
ALAN BILLER & ASSOCIATES1 year Filed as: ALAN D. BILLER AND ASSOCIATES Service code 27 · EIN 94-2854958 | Advisory (Plan) | $18,750 |
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,754 | $63,321+439.7% | $68,815+396.6% | $77,906+338.7% |
| Participation rate | 95.8% | 71.1%+24.6pp | 69.0%+26.7pp | 73.7%+22.1pp |
| Annual return | -18.31% | -6.50%-11.8pp | -6.37%-11.9pp | 12.16%-30.5pp |
| Employer contribution / active EE | $0 | $2,794-100.0% | $2,656-100.0% | $2,846-100.0% |
| Participant deferral / active EE | $19,001 | $4,029+371.6% | $3,943+381.9% | $4,805+295.4% |
| Admin fee / account holder | $113 | $104+8.7% | $4,936-97.7% | $133-14.5% |