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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC5 years Filed as: UBS FINANCIAL SERVICES INC. Service code 27 315 DEADERICK ST 5TH FL · NASHVILLE, TN 37238 | Advisory (Plan) | $96,458 |
NATIONWIDE9+ years Service code 13 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215 | Contract Administrator | $35,606 |
Service code 17 7 RYE BROOK PLAZA, #404 · RYE BROOK, NY 10573 | Pension Consulting | $23,073 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,264 | $91,474+125.5% | $135,982+51.7% | $71,529+188.4% |
| Participation rate | 89.8% | 75.7%+14.1pp | 81.9%+7.9pp | 67.9%+21.8pp |
| Annual return | 14.43% | 29.89%-15.5pp | 68.32%-53.9pp | 28.97%-14.5pp |
| Employer contribution / active EE | $4,358 | $3,705+17.6% | $4,859-10.3% | $2,590+68.3% |
| Participant deferral / active EE | $10,844 | $7,095+52.8% | $7,760+39.7% | $4,291+152.7% |
| Admin fee / account holder | $732 | $1,267-42.3% | $10,767-93.2% | $1,588-53.9% |