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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $158,150 |
CROWE LLP6 years Service code 10 · EIN 35-0921680 | Accounting | $11,000 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,761 | $108,592-21.0% | $129,110-33.6% | $77,906+10.1% |
| Participation rate | 97.5% | 84.8%+12.8pp | 77.3%+20.3pp | 73.7%+23.9pp |
| Annual return | -15.67% | -13.72%-2.0pp | -10.94%-4.7pp | 12.16%-27.8pp |
| Employer contribution / active EE | $1,995 | $5,713-65.1% | $5,052-60.5% | $2,846-29.9% |
| Participant deferral / active EE | $5,520 | $7,051-21.7% | $6,542-15.6% | $4,805+14.9% |
| Admin fee / account holder | $116 | $91+27.5% | $14,302-99.2% | $133-12.2% |