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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $120,665 |
CROWE LLP1 year Service code 10 · EIN 35-0921680 | Accounting | $20,581 |
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,750 | $102,255-0.5% | $118,746-14.3% | $77,958+30.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 78.3%+21.7pp | 71.6%+28.4pp |
| Annual return | 14.53% | 65.05%-50.5pp | 24.54%-10.0pp | 20.87%-6.3pp |
| Employer contribution / active EE | $3,584 | $4,931-27.3% | $4,193-14.5% | $2,310+55.1% |
| Participant deferral / active EE | $4,664 | $5,974-21.9% | $5,332-12.5% | $3,537+31.9% |
| Admin fee / account holder | $104 | $79+31.6% | $10,720-99.0% | $97+6.6% |