Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,529 | $148,651-77.4% | $135,998-75.3% | $139,500-76.0% |
| Participation rate | 0.0% | 83.9%-83.9pp | 81.9%-81.9pp | 80.3%-80.3pp |
| Annual return | 2.94% | 79.36%-76.4pp | 68.37%-65.4pp | 373.99%-371.0pp |
| Employer contribution / active EE | $0 | $5,247-100.0% | $4,860-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $0 | $8,103-100.0% | $7,761-100.0% | $6,713-100.0% |
| Admin fee / account holder | $14,479 | $12,409+16.7% | $10,769+34.5% | $11,410+26.9% |