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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,596 | $123,982+174.7% | $69,701+388.7% | $145,959+133.4% |
| Participation rate | 100.0% | 69.2%+30.8pp | 66.4%+33.6pp | 80.3%+19.7pp |
| Annual return | 12.67% | 191.01%-178.3pp | 100.32%-87.6pp | 561.95%-549.3pp |
| Employer contribution / active EE | $6,993 | $2,681+160.8% | $1,713+308.1% | $4,661+50.0% |
| Participant deferral / active EE | $5,577 | $4,236+31.6% | $2,887+93.2% | $6,689-16.6% |
| Admin fee / account holder | $7,729 | $7,867-1.8% | $4,717+63.9% | $13,398-42.3% |