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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,663 | $99,652+7.0% | $78,778+35.4% | $147,585-27.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 14.10% | 47.28%-33.2pp | 35.62%-21.5pp | 578.57%-564.5pp |
| Employer contribution / active EE | $4,870 | $2,796+74.2% | $1,986+145.3% | $4,876-0.1% |
| Participant deferral / active EE | $2,565 | $3,664-30.0% | $2,958-13.3% | $5,439-52.8% |
| Admin fee / account holder | $8,268 | $7,155+15.5% | $5,134+61.0% | $10,885-24.0% |