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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,209 | $93,346+0.9% | $71,796+31.2% | $273,972-65.6% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 5.51% | 130.39%-124.9pp | 78.04%-72.5pp | 41.46%-35.9pp |
| Employer contribution / active EE | $4,918 | $2,733+79.9% | $1,924+155.5% | $4,869+1.0% |
| Participant deferral / active EE | $1,978 | $3,475-43.1% | $2,794-29.2% | $5,287-62.6% |
| Admin fee / account holder | $7,877 | $6,571+19.9% | $4,815+63.6% | $10,133-22.3% |