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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,938 | $154,228-61.1% | $145,433-58.8% | $137,256-56.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 19.92% | 74.59%-54.7pp | 66.58%-46.7pp | 220.34%-200.4pp |
| Employer contribution / active EE | $2,519 | $4,804-47.6% | $4,554-44.7% | $4,156-39.4% |
| Participant deferral / active EE | $4,383 | $8,216-46.7% | $7,897-44.5% | $6,407-31.6% |
| Admin fee / account holder | $395 | $14,344-97.2% | $13,129-97.0% | $12,270-96.8% |