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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,261 | $88,702+44.6% | $81,780+56.8% | $145,978-12.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 14.61% | 1029.12%-1014.5pp | 776.27%-761.7pp | 550.52%-535.9pp |
| Employer contribution / active EE | $10,918 | $3,084+254.0% | $2,914+274.7% | $4,662+134.2% |
| Participant deferral / active EE | $6,989 | $4,645+50.5% | $4,321+61.8% | $6,690+4.5% |
| Admin fee / account holder | $1,802 | $8,414-78.6% | $7,384-75.6% | $13,400-86.5% |