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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,850 | $92,743+13.1% | $82,744+26.7% | $134,532-22.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -16.84% | 946.63%-963.5pp | 702.22%-719.1pp | 418.27%-435.1pp |
| Employer contribution / active EE | $10,215 | $3,273+212.1% | $3,008+239.6% | $4,741+115.4% |
| Participant deferral / active EE | $7,787 | $4,802+62.2% | $4,395+77.2% | $6,401+21.6% |
| Admin fee / account holder | $3,919 | $5,977-34.4% | $5,325-26.4% | $11,429-65.7% |