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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,579 | $202,342-20.1% | $172,752-6.5% | $152,897+5.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 20.73% | 1029.83%-1009.1pp | 802.97%-782.2pp | 345.43%-324.7pp |
| Employer contribution / active EE | $13,896 | $5,858+137.2% | $5,144+170.1% | $4,764+191.7% |
| Participant deferral / active EE | $6,275 | $5,948+5.5% | $5,198+20.7% | $5,851+7.2% |
| Admin fee / account holder | $4,152 | $17,111-75.7% | $13,955-70.2% | $11,599-64.2% |