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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,560 | $180,462-62.0% | $154,111-55.5% | $135,379-49.4% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -8.99% | 888.17%-897.2pp | 735.18%-744.2pp | 519.79%-528.8pp |
| Employer contribution / active EE | $8,497 | $6,036+40.8% | $5,298+60.4% | $4,779+77.8% |
| Participant deferral / active EE | $4,974 | $5,806-14.3% | $5,081-2.1% | $5,609-11.3% |
| Admin fee / account holder | $4,549 | $16,145-71.8% | $13,411-66.1% | $10,828-58.0% |