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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,619 | $174,379-23.4% | $152,093-12.1% | $138,895-3.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 18.29% | 74.86%-56.6pp | 66.36%-48.1pp | 145.39%-127.1pp |
| Employer contribution / active EE | $2,308 | $4,652-50.4% | $4,175-44.7% | $4,194-45.0% |
| Participant deferral / active EE | $10,502 | $6,159+70.5% | $5,451+92.6% | $6,396+64.2% |
| Admin fee / account holder | $6,046 | $16,880-64.2% | $14,497-58.3% | $12,562-51.9% |