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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,290 | $175,257-49.6% | $149,717-41.0% | $139,456-36.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.79% | 166.70%-149.9pp | 134.41%-117.6pp | 373.45%-356.7pp |
| Employer contribution / active EE | $2,330 | $5,477-57.5% | $4,820-51.7% | $4,753-51.0% |
| Participant deferral / active EE | $10,235 | $6,521+57.0% | $5,682+80.1% | $6,711+52.5% |
| Admin fee / account holder | $2,943 | $16,156-81.8% | $13,213-77.7% | $11,407-74.2% |