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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,726 | $138,114+19.3% | $125,391+31.4% | $134,545+22.4% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+0.9pp | 81.2%+2.1pp |
| Annual return | -15.41% | 750.88%-766.3pp | 572.41%-587.8pp | 418.37%-433.8pp |
| Employer contribution / active EE | $1,123 | $5,246-78.6% | $4,816-76.7% | $4,742-76.3% |
| Participant deferral / active EE | $2,437 | $7,801-68.8% | $7,448-67.3% | $6,401-61.9% |
| Admin fee / account holder | $2,200 | $11,570-81.0% | $10,009-78.0% | $11,431-80.7% |