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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,176 | $157,304+42.5% | $141,197+58.8% | $152,909+46.6% |
| Participation rate | 85.7% | 84.8%+0.9pp | 82.5%+3.2pp | 82.5%+3.3pp |
| Annual return | 17.70% | 64.34%-46.6pp | 71.41%-53.7pp | 345.46%-327.8pp |
| Employer contribution / active EE | $2,551 | $5,263-51.5% | $4,736-46.1% | $4,764-46.4% |
| Participant deferral / active EE | $1,438 | $7,111-79.8% | $6,710-78.6% | $5,851-75.4% |
| Admin fee / account holder | $3,464 | $12,126-71.4% | $10,265-66.3% | $11,601-70.1% |