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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,616 | $176,105+10.5% | $159,474+22.0% | $167,536+16.2% |
| Participation rate | 94.1% | 85.0%+9.2pp | 82.8%+11.3pp | 82.1%+12.0pp |
| Annual return | 10.23% | 331.91%-321.7pp | 263.68%-253.4pp | 478.82%-468.6pp |
| Employer contribution / active EE | $1,609 | $5,299-69.6% | $4,831-66.7% | $4,839-66.8% |
| Participant deferral / active EE | $963 | $7,751-87.6% | $7,353-86.9% | $6,342-84.8% |
| Admin fee / account holder | $12,456 | $12,559-0.8% | $10,802+15.3% | $12,315+1.1% |