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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,366 | $88,672-65.8% | $105,223-71.1% | $82,448-63.2% |
| Participation rate | 83.3% | 67.9%+15.4pp | 75.0%+8.3pp | 68.1%+15.3pp |
| Annual return | 18.87% | 30.86%-12.0pp | 180.65%-161.8pp | 41.64%-22.8pp |
| Employer contribution / active EE | $3,485 | $3,048+14.4% | $3,689-5.5% | $2,551+36.6% |
| Participant deferral / active EE | $4,201 | $4,036+4.1% | $5,072-17.2% | $4,139+1.5% |
| Admin fee / account holder | $2,792 | $7,146-60.9% | $8,859-68.5% | $7,234-61.4% |