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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,864 | $82,630-65.1% | $64,105-55.0% | $125,389-77.0% |
| Participation rate | 81.3% | 75.9%+5.4pp | 68.2%+13.1pp | 83.2%-1.9pp |
| Annual return | 12.80% | 1489.72%-1476.9pp | 791.24%-778.4pp | 282.24%-269.4pp |
| Employer contribution / active EE | $428 | $2,671-84.0% | $1,820-76.5% | $4,866-91.2% |
| Participant deferral / active EE | $2,716 | $3,608-24.7% | $2,822-3.8% | $5,352-49.3% |
| Admin fee / account holder | $3,472 | $6,382-45.6% | $4,499-22.8% | $9,541-63.6% |