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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,853 | $106,905-64.6% | $84,020-54.9% | $152,885-75.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 26.93% | 105.00%-78.1pp | 71.31%-44.4pp | 345.39%-318.5pp |
| Employer contribution / active EE | $511 | $2,735-81.3% | $1,984-74.3% | $4,763-89.3% |
| Participant deferral / active EE | $2,561 | $4,012-36.2% | $3,239-20.9% | $5,851-56.2% |
| Admin fee / account holder | $6,201 | $8,287-25.2% | $6,101+1.6% | $11,598-46.5% |