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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,283 | $107,666-50.5% | $102,184-47.9% | $154,746-65.6% |
| Participation rate | 40.0% | 83.7%-43.7pp | 82.6%-42.6pp | 80.7%-40.7pp |
| Annual return | 16.24% | 29.33%-13.1pp | 31.58%-15.3pp | 172.34%-156.1pp |
| Employer contribution / active EE | $0 | $3,846-100.0% | $3,594-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $6,760 | $8,719-22.5% | $8,309-18.6% | $6,730+0.4% |
| Admin fee / account holder | $11,773 | $12,943-9.0% | $11,609+1.4% | $14,365-18.0% |