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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,988 | $114,119+116.4% | $107,187+130.4% | $138,895+77.8% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 79.9%-13.3pp |
| Annual return | 13.16% | 273.21%-260.0pp | 204.55%-191.4pp | 145.39%-132.2pp |
| Employer contribution / active EE | $2,673 | $4,059-34.1% | $3,782-29.3% | $4,194-36.3% |
| Participant deferral / active EE | $8,108 | $5,538+46.4% | $5,096+59.1% | $6,396+26.8% |
| Admin fee / account holder | $26,419 | $10,024+163.6% | $9,162+188.3% | $12,562+110.3% |