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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,835 | $57,352+75.8% | $83,831+20.3% | $64,173+57.1% |
| Participation rate | 88.0% | 68.6%+19.4pp | 76.1%+11.9pp | 69.6%+18.4pp |
| Annual return | -8.61% | 11.38%-20.0pp | 850.99%-859.6pp | 7.63%-16.2pp |
| Employer contribution / active EE | $3,221 | $2,546+26.5% | $3,631-11.3% | $2,381+35.3% |
| Participant deferral / active EE | $7,751 | $2,993+159.0% | $4,082+89.9% | $3,470+123.4% |
| Admin fee / account holder | $517 | $4,046-87.2% | $5,479-90.6% | $4,887-89.4% |