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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,478 | $131,835-17.7% | $108,582-0.1% | $273,972-60.4% |
| Participation rate | 77.8% | 83.5%-5.7pp | 79.6%-1.8pp | 83.0%-5.2pp |
| Annual return | 4.93% | -91.57%+96.5pp | -51.70%+56.6pp | 41.46%-36.5pp |
| Employer contribution / active EE | $846 | $4,913-82.8% | $3,758-77.5% | $4,869-82.6% |
| Participant deferral / active EE | $7,154 | $5,127+39.5% | $4,311+65.9% | $5,287+35.3% |
| Admin fee / account holder | $100,059 | $10,253+875.9% | $7,645+1208.8% | $10,133+887.5% |