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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,769 | $135,645+3.0% | $110,243+26.8% | $135,380+3.2% |
| Participation rate | 66.7% | 83.5%-16.8pp | 79.8%-13.2pp | 82.6%-16.0pp |
| Annual return | -2.82% | 513.24%-516.1pp | 314.76%-317.6pp | 519.81%-522.6pp |
| Employer contribution / active EE | $2,961 | $4,907-39.6% | $3,827-22.6% | $4,779-38.0% |
| Participant deferral / active EE | $7,895 | $5,507+43.4% | $4,672+69.0% | $5,609+40.8% |
| Admin fee / account holder | $0 | $11,458-100.0% | $8,548-100.0% | $10,828-100.0% |