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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,375 | $78,425-82.9% | $95,956-86.1% | $79,858-83.3% |
| Participation rate | 71.7% | 73.5%-1.8pp | 77.1%-5.4pp | 69.6%+2.0pp |
| Annual return | 26.08% | 19.37%+6.7pp | 91.63%-65.6pp | 31.72%-5.6pp |
| Employer contribution / active EE | $1,059 | $1,945-45.5% | $2,541-58.3% | $2,471-57.1% |
| Participant deferral / active EE | $2,010 | $3,440-41.6% | $4,167-51.8% | $3,740-46.3% |
| Admin fee / account holder | $576 | $5,622-89.8% | $6,797-91.5% | $5,306-89.2% |