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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,217 | $60,349-91.4% | $74,184-93.0% | $62,881-91.7% |
| Participation rate | 83.9% | 72.7%+11.1pp | 76.6%+7.3pp | 69.3%+14.6pp |
| Annual return | 38.83% | 21.38%+17.5pp | 17.74%+21.1pp | 20.14%+18.7pp |
| Employer contribution / active EE | $998 | $1,680-40.6% | $2,370-57.9% | $2,281-56.3% |
| Participant deferral / active EE | $1,862 | $2,856-34.8% | $3,550-47.6% | $3,203-41.9% |
| Admin fee / account holder | $370 | $4,261-91.3% | $5,586-93.4% | $4,296-91.4% |