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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,645 | $201,370+62.2% | $184,256+77.3% | $145,897+123.9% |
| Participation rate | 95.2% | 87.5%+7.7pp | 86.8%+8.4pp | 80.3%+14.9pp |
| Annual return | 18.08% | 29.05%-11.0pp | 28.85%-10.8pp | 552.29%-534.2pp |
| Employer contribution / active EE | $9,464 | $7,024+34.7% | $6,427+47.3% | $4,663+103.0% |
| Participant deferral / active EE | $18,585 | $9,808+89.5% | $9,133+103.5% | $6,689+177.8% |
| Admin fee / account holder | $11,105 | $16,364-32.1% | $13,899-20.1% | $13,390-17.1% |