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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,852 | $51,194-41.7% | $70,525-57.7% | $75,173-60.3% |
| Participation rate | 86.7% | 60.9%+25.7pp | 68.4%+18.3pp | 67.2%+19.5pp |
| Annual return | 2.56% | 30.03%-27.5pp | 32.76%-30.2pp | 160.65%-158.1pp |
| Employer contribution / active EE | $420 | $1,826-77.0% | $2,974-85.9% | $2,670-84.3% |
| Participant deferral / active EE | $3,800 | $2,850+33.4% | $4,567-16.8% | $4,126-7.9% |
| Admin fee / account holder | $1,817 | $4,092-55.6% | $6,413-71.7% | $5,651-67.8% |