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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,970 | $104,106-85.6% | $71,086-78.9% | $135,382-88.9% |
| Participation rate | 57.1% | 65.7%-8.5pp | 54.7%+2.5pp | 82.6%-25.5pp |
| Annual return | -12.02% | 1256.30%-1268.3pp | 650.59%-662.6pp | 519.77%-531.8pp |
| Employer contribution / active EE | $675 | $1,485-54.6% | $1,088-38.0% | $4,779-85.9% |
| Participant deferral / active EE | $2,925 | $2,527+15.8% | $1,874+56.1% | $5,609-47.9% |
| Admin fee / account holder | $0 | $4,142-100.0% | $3,082-100.0% | $10,829-100.0% |