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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,978 | $64,716-4.2% | $112,258-44.8% | $68,495-9.5% |
| Participation rate | 84.8% | 67.2%+17.7pp | 75.1%+9.8pp | 67.9%+17.0pp |
| Annual return | -12.90% | -11.40%-1.5pp | 27.47%-40.4pp | -7.84%-5.1pp |
| Employer contribution / active EE | $293 | $2,746-89.3% | $3,636-91.9% | $2,596-88.7% |
| Participant deferral / active EE | $3,444 | $3,565-3.4% | $4,728-27.2% | $4,028-14.5% |
| Admin fee / account holder | $313 | $5,232-94.0% | $6,411-95.1% | $5,403-94.2% |