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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,872 | $138,114-45.8% | $125,391-40.3% | $134,545-44.4% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -7.63% | 750.88%-758.5pp | 572.41%-580.0pp | 418.37%-426.0pp |
| Employer contribution / active EE | $4,928 | $5,246-6.1% | $4,816+2.3% | $4,742+3.9% |
| Participant deferral / active EE | $12,735 | $7,801+63.3% | $7,448+71.0% | $6,401+99.0% |
| Admin fee / account holder | $12,151 | $11,570+5.0% | $10,009+21.4% | $11,431+6.3% |