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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,919 | $157,304-70.8% | $141,197-67.5% | $152,909-70.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 33.36% | 64.34%-31.0pp | 71.41%-38.0pp | 345.46%-312.1pp |
| Employer contribution / active EE | $16,639 | $5,263+216.2% | $4,736+251.3% | $4,764+249.3% |
| Participant deferral / active EE | $18,744 | $7,111+163.6% | $6,710+179.3% | $5,851+220.3% |
| Admin fee / account holder | $913 | $12,126-92.5% | $10,265-91.1% | $11,601-92.1% |