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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,361 | $176,120-40.7% | $159,487-34.6% | $167,553-37.7% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 20.20% | 331.95%-311.7pp | 263.71%-243.5pp | 478.89%-458.7pp |
| Employer contribution / active EE | $11,192 | $5,299+111.2% | $4,831+131.7% | $4,840+131.3% |
| Participant deferral / active EE | $18,333 | $7,752+136.5% | $7,354+149.3% | $6,343+189.0% |
| Admin fee / account holder | $2,865 | $12,561-77.2% | $10,804-73.5% | $12,316-76.7% |