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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,304 | $101,798-48.6% | $165,071-68.3% | $80,935-35.4% |
| Participation rate | 54.2% | 71.8%-17.7pp | 78.6%-24.5pp | 67.7%-13.5pp |
| Annual return | 18.88% | 16.73%+2.2pp | 70.17%-51.3pp | 35.66%-16.8pp |
| Employer contribution / active EE | $1,987 | $2,954-32.8% | $4,347-54.3% | $2,757-27.9% |
| Participant deferral / active EE | $4,431 | $4,476-1.0% | $6,035-26.6% | $4,299+3.1% |
| Admin fee / account holder | $1,839 | $8,221-77.6% | $12,695-85.5% | $6,924-73.4% |