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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,964 | $99,994-43.0% | $146,643-61.2% | $85,847-33.6% |
| Participation rate | 21.4% | 73.1%-51.6pp | 80.1%-58.6pp | 69.3%-47.9pp |
| Annual return | 15.64% | 18.93%-3.3pp | 22.75%-7.1pp | 318.61%-303.0pp |
| Employer contribution / active EE | $865 | $2,559-66.2% | $4,137-79.1% | $2,565-66.3% |
| Participant deferral / active EE | $2,025 | $4,006-49.4% | $5,506-63.2% | $3,952-48.8% |
| Admin fee / account holder | $334 | $7,703-95.7% | $10,280-96.8% | $6,261-94.7% |