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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,300 | $91,536-38.5% | $130,062-56.7% | $75,177-25.1% |
| Participation rate | 34.6% | 71.5%-36.8pp | 78.5%-43.9pp | 67.2%-32.6pp |
| Annual return | 16.84% | -631.62%+648.5pp | -137.37%+154.2pp | 160.75%-143.9pp |
| Employer contribution / active EE | $1,343 | $2,845-52.8% | $4,322-68.9% | $2,671-49.7% |
| Participant deferral / active EE | $2,551 | $4,343-41.3% | $5,821-56.2% | $4,126-38.2% |
| Admin fee / account holder | $2,001 | $6,780-70.5% | $10,601-81.1% | $5,651-64.6% |