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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,551 | $135,956+132.8% | $123,894+155.5% | $273,972+15.5% |
| Participation rate | 70.0% | 84.1%-14.1pp | 81.4%-11.4pp | 83.0%-13.0pp |
| Annual return | 8.18% | 56.63%-48.4pp | 47.52%-39.3pp | 41.46%-33.3pp |
| Employer contribution / active EE | $2,023 | $5,170-60.9% | $4,617-56.2% | $4,869-58.4% |
| Participant deferral / active EE | $5,828 | $6,343-8.1% | $5,984-2.6% | $5,287+10.2% |
| Admin fee / account holder | $42,501 | $9,817+332.9% | $8,357+408.6% | $10,133+319.5% |