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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,715 | $84,518+5.0% | $67,704+31.0% | $125,388-29.2% |
| Participation rate | 100.0% | 74.8%+25.2pp | 67.5%+32.5pp | 83.2%+16.8pp |
| Annual return | 0.65% | 2.57%-1.9pp | 25.41%-24.8pp | 282.24%-281.6pp |
| Employer contribution / active EE | $2,436 | $3,292-26.0% | $2,559-4.8% | $4,866-50.0% |
| Participant deferral / active EE | $9,369 | $4,430+111.5% | $3,585+161.3% | $5,352+75.1% |
| Admin fee / account holder | $2,275 | $5,340-57.4% | $4,255-46.5% | $9,541-76.2% |