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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,481 | $95,193+70.7% | $76,523+112.3% | $135,382+20.0% |
| Participation rate | 66.7% | 74.4%-7.7pp | 68.0%-1.3pp | 82.6%-16.0pp |
| Annual return | -4.94% | 4.85%-9.8pp | -0.27%-4.7pp | 519.77%-524.7pp |
| Employer contribution / active EE | $8,342 | $3,302+152.6% | $2,647+215.1% | $4,779+74.6% |
| Participant deferral / active EE | $8,141 | $4,639+75.5% | $3,835+112.2% | $5,609+45.1% |
| Admin fee / account holder | $3,033 | $6,249-51.5% | $4,848-37.4% | $10,829-72.0% |