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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,767 | $209,425-40.9% | $178,499-30.7% | $158,966-22.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 13.63% | 188.80%-175.2pp | 151.10%-137.5pp | 302.95%-289.3pp |
| Employer contribution / active EE | $5,741 | $5,707+0.6% | $5,011+14.6% | $4,762+20.5% |
| Participant deferral / active EE | $3,627 | $5,955-39.1% | $5,202-30.3% | $5,983-39.4% |
| Admin fee / account holder | $1,372 | $17,078-92.0% | $13,986-90.2% | $11,250-87.8% |