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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,394 | $202,342-44.5% | $172,752-34.9% | $152,897-26.5% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 24.56% | 1029.83%-1005.3pp | 802.97%-778.4pp | 345.43%-320.9pp |
| Employer contribution / active EE | $6,057 | $5,858+3.4% | $5,144+17.7% | $4,764+27.1% |
| Participant deferral / active EE | $3,689 | $5,948-38.0% | $5,198-29.0% | $5,851-37.0% |
| Admin fee / account holder | $929 | $17,111-94.6% | $13,955-93.3% | $11,599-92.0% |