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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,162 | $183,627-1.9% | $155,602+15.8% | $145,978+23.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 18.17% | 61.32%-43.1pp | 64.81%-46.6pp | 550.52%-532.4pp |
| Employer contribution / active EE | $2,413 | $5,316-54.6% | $4,675-48.4% | $4,662-48.2% |
| Participant deferral / active EE | $17,502 | $6,466+170.7% | $5,629+210.9% | $6,690+161.6% |
| Admin fee / account holder | $828 | $19,327-95.7% | $15,923-94.8% | $13,400-93.8% |